About
The Chief Minister’s Jeevan Jyoti Swaniyojan Yojana is a transformative initiative designed to empower educated unemployed youth in Assam by providing them with self-employment opportunities. By fostering income generation through institutional credit, this scheme aims to stimulate economic growth across various sectors. By encouraging employment within the primary, secondary, and tertiary sectors, such as agriculture, small industries, and services, this initiative contributes to overall economic advancement.
Objective Of This Scheme
- To generate income for educated unemployed youth through self-employment ventures.
- To promote entrepreneurship and skill development in the state.
- To create employment opportunities in various sectors of the economy.
- Fostering growth in diverse sectors, including agriculture, services, and industries.
Full Overview of Jeevan Jyoti Swaniyojan Yojana (JJSY)
| Feature | Description |
|---|---|
| Scheme Name | Jeevan Jyoti Swaniyojan Yojana (JJSY) |
| Launched by | Government of Assam |
| Launched in | 2005 |
| Target group | Educated unemployed youth (18-40 years) |
| Objectives | Generate income through self-employment |
| Eligibility | *Assamese youth (18-40 years) Minimum education: Class X passed |
| Benefits | * Margin money subsidy: Up to 50% of project cost * Maximum subsidy: ₹1.6 lakhs (individual), ₹40,000/member (group) * Covers various sectors: Primary, Secondary, Tertiary |
| Application process | State Institute of Panchayat and Rural Development (SIPRD) or district offices of Rural Development Department |
Eligibility Criteria
- Age: Applicants should be aged between 18 and 40 years.
- Education: Minimum educational qualification varies based on activity | Applicants should have a minimum educational qualification of Class X (passed).
- Group Approach: Implementation occurs through a “Joint Liability Swabalambi Group
- Applicants should not be availing of any other government employment scheme
Benefits
- The scheme provides a margin money subsidy of up to 50% of the project cost, subject to a maximum of ₹1.6 lakhs for individual applicants and ₹40,000 per member for a joint liability group (minimum 4 members).
- The scheme covers various sectors, including:
- Primary sector: Agriculture, horticulture, animal husbandry, fisheries, etc.
- Secondary sector: Manufacturing, processing, handicrafts, etc.
- Tertiary sector: Services, such as tourism, transportation, IT, etc.
Required Documents
- Age proof (School Certificate/ HSLC Admit card)
- Education qualification certificate
- PRC from Gaon Burah (For Village Area)
- Bank account photocopy
- Annual income certificate
- Passport size photographs (2 copies each)
- GMC Householding certificate (for Kamrup Metro Area)
How To Apply
Interested candidates can apply for the scheme through the State Institute of Panchayat and Rural Development (SIPRD), Assam, or the district offices of the Rural Development Department.
- Offline: Submit applications to the implementing agency, SIPRD Assam.
- Selection: Done by block-level selection committees.
- Semi-Urban/Urban: Selection finalized by the bank, SIRD field office, and Jt. Director.
- Financial Assistance: Institutional credit up to Rs 6.00 lakhs, based on creditworthiness.